Free plan at copilot.microsoft.com. Copilot Pro $30/month for individuals. Microsoft 365 Copilot for business at $30/user/month (requires Microsoft 365 subscription).

Free plan with daily message limits across available models. Pro $19.99/month with higher limits across all models including GPT-4 and Claude. Annual plan saves ~25%.

Copilot has access to your emails, documents, and Teams messages within your tenant. Review permission settings carefully. Enterprise version maintains data within Microsoft 365 environment.

Poe routes your messages to third-party AI providers, each with their own data handling policies. Review these before sharing sensitive information.

• ✓Deep integration with Word, Excel, Outlook, and Teams with zero workflow change
• ✓Free plan genuinely capable for everyday AI tasks
• ✓Enterprise data stays within Microsoft 365 security boundary
• ✓Teams meeting summary and email summarisation are practical time-savers

• ✓Single subscription for access to multiple leading AI models
• ✓Easy model comparison for different tasks
• ✓Custom bot creation without technical infrastructure
• ✓Free plan is genuinely usable across multiple models

• ✕Microsoft 365 Copilot business plan expensive at $30/user/month on top of existing licensing
• ✕Effectiveness depends on quality of organisation's Microsoft 365 data
• ✕Less capable for creative and coding tasks than specialised tools

• ✕May not provide access to latest model versions or specialised features
• ✕Not a replacement for direct subscriptions for heavy single-model users
• ✕Messages routed through multiple third-party providers