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Verified July 24, 2026General AI Assistant

Microsoft Copilot

Microsoft / copilot.microsoft.com

Microsoft's AI assistant built on GPT-4 with deep integration into Word, Excel, Outlook, Teams, and the Windows operating system.

Pricing

$30/mo

Free plan

Yes

Category

AI Assistant

Platforms

5

Free plan

Yes

API access

Yes

Open source

No

Platforms

5

What is Microsoft Copilot?

Microsoft Copilot is embedded in the Microsoft 365 ecosystem that hundreds of millions of people use in their jobs every day. Unlike most AI tools requiring users to adopt a new application, Copilot shows up where people already work: inside Word, Excel, PowerPoint, Outlook, Teams, and Windows itself.

The consumer version at copilot.microsoft.com is a free, capable AI assistant providing GPT-4-level reasoning with Bing Search integration for real-time web information. For occasional AI assistance without a subscription, it is one of the most capable free options available.

Microsoft 365 Copilot, the business product, adds Copilot functionality directly inside the tools employees already use. In Word, it drafts documents based on existing files. In Excel, it analyses data, creates charts, and generates formulas from natural language. In Outlook, it summarises email threads and drafts replies. In Teams, it summarises meeting transcripts and answers questions about discussions.

Practical value depends heavily on how well-structured an organisation's Microsoft 365 environment is. Copilot draws from emails, documents, and meetings the user can access, working best when data is well-organised. In organisations with messy Microsoft 365 deployments, Copilot's suggestions are less useful or may surface information inappropriately.

For the business plan at $30/user/month on top of existing Microsoft 365 licensing, adding Copilot to an entire organisation is a significant budget commitment. Whether productivity gains justify that cost depends on specific use cases and active adoption.

The free plan and Copilot Pro at $30/month for individuals provide Word, Excel, Outlook, and PowerPoint integration for consumer apps.

microsoftofficewordexceloutlookteamsenterpriseproductivity
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How Microsoft Copilot works

Microsoft Copilot runs as llm assistant software built around text and image workflows. Users typically start with a prompt, upload, or connected data source, and the underlying model handles the heavy lifting before returning a result you can refine or export. It's available on web, windows, and ios, with API access for teams that want to embed it into their own products.

Video Guides

Watch Microsoft Copilot in action

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Key Features

What makes it worth shortlisting

The capabilities that matter most for teams evaluating Microsoft Copilot.

01

Word integration

Drafts, edits, and rewrites documents inside Word based on natural language instructions and existing files.

02

Excel analysis

Analyses data, creates charts, and generates formulas from plain language descriptions inside Excel.

03

Outlook summarisation

Summarises long email threads and drafts replies, saving time on inbox management.

Chat with GPT-4Bing Search integrationWord drafting and editingExcel data analysis and formulasOutlook email summarisationTeams meeting transcriptionPowerPoint slide generationWindows integrationImage generation (DALL-E 3)Code assistance

Best use cases

Email writing
Document drafting
Data analysis
Meeting summaries
Presentation creation

Who should use it

Microsoft 365 users
Enterprise employees
Office workers
Students
Business teams

Pros

  • Deep integration with Word, Excel, Outlook, and Teams with zero workflow change
  • Free plan genuinely capable for everyday AI tasks
  • Enterprise data stays within Microsoft 365 security boundary
  • Teams meeting summary and email summarisation are practical time-savers

Cons

  • Microsoft 365 Copilot business plan expensive at $30/user/month on top of existing licensing
  • Effectiveness depends on quality of organisation's Microsoft 365 data
  • Less capable for creative and coding tasks than specialised tools
Pricing Analysis

Is it worth the price?

Free plan at copilot.microsoft.com. Copilot Pro $30/month for individuals. Microsoft 365 Copilot for business at $30/user/month (requires Microsoft 365 subscription).

Model

Freemium

Starting price

$30/mo

Free trial

No

Similar Tools

Tools like Microsoft Copilot

Google Gemini is a strong alternative for Google Workspace organisations. ChatGPT Plus provides more flexible AI without Microsoft ecosystem dependency. Notion AI is better for teams whose work lives in Notion.

Comparison

Microsoft Copilot vs Grok

A side-by-side look at the closest alternative in this category.

Microsoft Copilot favicon

Microsoft Copilot

Microsoft

Grok favicon

Grok

xAI

Overview
Rating
Category
AI Assistant
AI Assistant
Subcategory
General AI Assistant
General AI Assistant
Company
Microsoft
xAI
Status
Active
Active
Launch year
2023
2023
Tags
microsoftofficewordexceloutlookteamsenterpriseproductivity
xaigrokchatbottwitterreal-timeassistant
Pricing
Starting price
$30/moBest value
$30/mo
Pricing model
Freemium
Freemium
Free plan
Yes
Yes
Free trial
Pricing notes

Free plan at copilot.microsoft.com. Copilot Pro $30/month for individuals. Microsoft 365 Copilot for business at $30/user/month (requires Microsoft 365 subscription).

Free plan with rate-limited Grok access. SuperGrok $30/month with higher limits. SuperGrok Heavy $300/month with full Grok 4 Heavy access. X Premium $8/month includes Grok access on X.

Capabilities
Best for
Email writingDocument draftingData analysisMeeting summariesPresentation creation
Current events researchX content analysisCodingGeneral conversationImage generation
Target audience
Microsoft 365 usersEnterprise employeesOffice workersStudentsBusiness teams
X usersTech-savvy individualsDevelopersNews enthusiasts
AI type
LLM Assistant
LLM Assistant
Modalities
TextImageCode
TextImageVoiceCode
Technical
Model provider
OpenAI
xAI
Model names
GPT-4oGPT-4
Grok 4Grok 4 HeavyGrok 3
API available
Open source
Deployment
SaaS
SaaSAPI
Platforms
WebWindowsiOSAndroidMicrosoft 365
WebiOSAndroidX
Integrations
Microsoft WordExcelOutlookTeamsPowerPointSharePointOneNoteEdge
X platformAPI
Team collaboration
Trust & security
Security

Microsoft 365 Copilot maintains data within your Microsoft 365 tenant. SOC 2, ISO 27001, and GDPR compliant. Data does not leave Microsoft 365 security boundary.

Enterprise API includes usage controls and data handling. Consumer plans do not have enterprise security features.

Privacy notes

Copilot has access to your emails, documents, and Teams messages within your tenant. Review permission settings carefully. Enterprise version maintains data within Microsoft 365 environment.

Review xAI's privacy policy. Consumer plan data handling differs from enterprise API terms.

Verdict
Pros
  • Deep integration with Word, Excel, Outlook, and Teams with zero workflow change
  • Free plan genuinely capable for everyday AI tasks
  • Enterprise data stays within Microsoft 365 security boundary
  • Teams meeting summary and email summarisation are practical time-savers
  • Real-time X integration unique among AI assistants
  • Grok 4 benchmarks competitive with top models
  • Free tier accessible without subscription
  • API pricing has dropped significantly
Cons
  • Microsoft 365 Copilot business plan expensive at $30/user/month on top of existing licensing
  • Effectiveness depends on quality of organisation's Microsoft 365 data
  • Less capable for creative and coding tasks than specialised tools
  • Less appropriate for professional and sensitive contexts
  • SuperGrok Heavy at $300/month expensive relative to alternatives
  • Smaller ecosystem than ChatGPT
  • Safety measures less robust than competing tools
Details

Technical & deployment info

Key facts about model providers, platforms, and team support.

Model Provider

OpenAI

Models

GPT-4o, GPT-4

Platforms

Web, Windows, iOS, Android, Microsoft 365

Deployment

SaaS

Integrations

Microsoft Word, Excel, Outlook, Teams, PowerPoint, SharePoint, OneNote, Edge

Team Collaboration

Yes

Launch Year

2023

Trust

Security & privacy

Compliance signals and data-handling notes as reported by the vendor.

Microsoft 365 Copilot maintains data within your Microsoft 365 tenant. SOC 2, ISO 27001, and GDPR compliant. Data does not leave Microsoft 365 security boundary.

Copilot has access to your emails, documents, and Teams messages within your tenant. Review permission settings carefully. Enterprise version maintains data within Microsoft 365 environment.

Reviews

What users are saying

Verified reviews from signed-in users, stored in the backend and averaged into this tool's rating.

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FAQ

Common questions about Microsoft Copilot

Yes, copilot.microsoft.com is free with usage limits. Copilot Pro $30/month. Microsoft 365 Copilot for business $30/user/month.

Editorial Verdict

Should you use Microsoft Copilot?

Microsoft Copilot is the right choice for organisations deeply invested in Microsoft 365 who want AI in their existing workflow. Users needing more creative, coding, or research-focused capability should evaluate ChatGPT, Claude, or Cursor alongside it.

Last verified July 24, 2026.