Microsoft / copilot.microsoft.com
Microsoft's AI assistant built on GPT-4 with deep integration into Word, Excel, Outlook, Teams, and the Windows operating system.
Free plan
Yes
API access
Yes
Open source
No
Platforms
5
Microsoft Copilot is embedded in the Microsoft 365 ecosystem that hundreds of millions of people use in their jobs every day. Unlike most AI tools requiring users to adopt a new application, Copilot shows up where people already work: inside Word, Excel, PowerPoint, Outlook, Teams, and Windows itself.
The consumer version at copilot.microsoft.com is a free, capable AI assistant providing GPT-4-level reasoning with Bing Search integration for real-time web information. For occasional AI assistance without a subscription, it is one of the most capable free options available.
Microsoft 365 Copilot, the business product, adds Copilot functionality directly inside the tools employees already use. In Word, it drafts documents based on existing files. In Excel, it analyses data, creates charts, and generates formulas from natural language. In Outlook, it summarises email threads and drafts replies. In Teams, it summarises meeting transcripts and answers questions about discussions.
Practical value depends heavily on how well-structured an organisation's Microsoft 365 environment is. Copilot draws from emails, documents, and meetings the user can access, working best when data is well-organised. In organisations with messy Microsoft 365 deployments, Copilot's suggestions are less useful or may surface information inappropriately.
For the business plan at $30/user/month on top of existing Microsoft 365 licensing, adding Copilot to an entire organisation is a significant budget commitment. Whether productivity gains justify that cost depends on specific use cases and active adoption.
Microsoft Copilot runs as llm assistant software built around text and image workflows. Users typically start with a prompt, upload, or connected data source, and the underlying model handles the heavy lifting before returning a result you can refine or export. It's available on web, windows, and ios, with API access for teams that want to embed it into their own products.
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The capabilities that matter most for teams evaluating Microsoft Copilot.
Drafts, edits, and rewrites documents inside Word based on natural language instructions and existing files.
Analyses data, creates charts, and generates formulas from plain language descriptions inside Excel.
Summarises long email threads and drafts replies, saving time on inbox management.
Free plan at copilot.microsoft.com. Copilot Pro $30/month for individuals. Microsoft 365 Copilot for business at $30/user/month (requires Microsoft 365 subscription).
Model
Freemium
Starting price
$30/mo
Free trial
No
Google Gemini is a strong alternative for Google Workspace organisations. ChatGPT Plus provides more flexible AI without Microsoft ecosystem dependency. Notion AI is better for teams whose work lives in Notion.
A side-by-side look at the closest alternative in this category.
Key facts about model providers, platforms, and team support.
Model Provider
OpenAI
Models
GPT-4o, GPT-4
Platforms
Web, Windows, iOS, Android, Microsoft 365
Deployment
SaaS
Integrations
Microsoft Word, Excel, Outlook, Teams, PowerPoint, SharePoint, OneNote, Edge
Team Collaboration
Yes
Launch Year
2023
Compliance signals and data-handling notes as reported by the vendor.
Microsoft 365 Copilot maintains data within your Microsoft 365 tenant. SOC 2, ISO 27001, and GDPR compliant. Data does not leave Microsoft 365 security boundary.
Editorial Verdict
Microsoft Copilot is the right choice for organisations deeply invested in Microsoft 365 who want AI in their existing workflow. Users needing more creative, coding, or research-focused capability should evaluate ChatGPT, Claude, or Cursor alongside it.
Last verified July 24, 2026.
The free plan and Copilot Pro at $30/month for individuals provide Word, Excel, Outlook, and PowerPoint integration for consumer apps.
Free plan at copilot.microsoft.com. Copilot Pro $30/month for individuals. Microsoft 365 Copilot for business at $30/user/month (requires Microsoft 365 subscription).
Free plan with rate-limited Grok access. SuperGrok $30/month with higher limits. SuperGrok Heavy $300/month with full Grok 4 Heavy access. X Premium $8/month includes Grok access on X.
Microsoft 365 Copilot maintains data within your Microsoft 365 tenant. SOC 2, ISO 27001, and GDPR compliant. Data does not leave Microsoft 365 security boundary.
Enterprise API includes usage controls and data handling. Consumer plans do not have enterprise security features.
Copilot has access to your emails, documents, and Teams messages within your tenant. Review permission settings carefully. Enterprise version maintains data within Microsoft 365 environment.
Review xAI's privacy policy. Consumer plan data handling differs from enterprise API terms.
Copilot has access to your emails, documents, and Teams messages within your tenant. Review permission settings carefully. Enterprise version maintains data within Microsoft 365 environment.
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